DISCLAIMER AND TERMS OF USE AGREEMENT

The author and publisher of this Ebook, Article or
Program and the accompanying materials have used their best
efforts in preparing this Ebook, Article or Program. The
author and publisher make no representation or warranties
with respect to the accuracy, applicability, fitness, or
completeness of the contents of this Ebook, Article or
Program. The information contained in this Ebook, Article
or Program is strictly for educational purposes. Therefore,
if you wish to apply ideas contained in this Ebook, Article
or Program, you are taking full responsibility for your
actions.

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS
PRODUCT AND IT'S POTENTIAL.  EVEN THOUGH THIS INDUSTRY IS
ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS
OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY
MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. 
EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A
PROMISE OR GUARANTEE OF EARNINGS.  EARNING POTENTIAL IS
ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS
AND TECHNIQUES.  WE DO NOT PURPORT THIS AS A "GET RICH
SCHEME."  

ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL
RESULTS CAN BE VERIFIED UPON REQUEST.  YOUR LEVEL OF
SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS
DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND
TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS
SKILLS.  SINCE THESE FACTORS DIFFER ACCORDING TO
INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME
LEVEL.  NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.  

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN
INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING
STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION
REFORM ACT OF 1995.  FORWARD-LOOKING STATEMENTS GIVE OUR
EXPECTATIONS OR FORECASTS OF FUTURE EVENTS.  YOU CAN
IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT
RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS.  THEY USE
WORDS SUCH AS "ANTICIPATE," "ESTIMATE," "EXPECT,"
"PROJECT," "INTEND," "PLAN," "BELIEVE," AND OTHER WORDS AND
TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION
OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE. 

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF
OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF
EARNINGS POTENTIAL.  MANY FACTORS WILL BE IMPORTANT IN
DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE
THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY
ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE
ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express
or implied), merchantability, or fitness for any particular
purpose. The author and publisher shall in no event be held
liable to any party for any direct, indirect, punitive,
special, incidental or other consequential damages arising
directly or indirectly from any use of this material, which
is provided "as is", and without warranties.

As always, the advice of a competent legal, tax,
accounting or other professional should be sought. 

The author and publisher do not warrant the performance,
effectiveness or applicability of any sites listed or
linked to in this Ebook, Article or Program. 

All links are for information purposes only and are not
warranted for content, accuracy or any other implied or
explicit purpose.

This Ebook, Article or Program is © copyrighted by
WealthMountains.. No part of this may be copied, or changed
in any format, sold, or used in any way other than what is
outlined within this Ebook, Article or Program under any
circumstances.

EARNINGS & INCOME DISCLAIMERS

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME
EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK WE COULD LEARN.
THERE IS NO ASSURANCE YOU'LL DO AS WELL . IF YOU RELY UPON
OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO
AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES
HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU'LL DO
AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE
RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME
EARNINGS ON THIS WEB SITE, ARE NOT TO BE CONSIDERED AS
AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR
PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN
INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE
HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT
KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS
SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY
THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE
ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU'LL DO AS WELL.
IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF
NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THEREFORE, HAVE
UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE.
MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR
PRODUCTS, SERVICES OR WEB SITE, SHOULD BE DONE ONLY WITH
KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR
MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES BY OUR COMPANY ARE FR EDUCATIONAL
AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE
ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT,
LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY
INFORMATION.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO
DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS
DECISIONS AND ALL INFORMATION, PRODUCTS AND SERVICES THAT HAVE
BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN
QUALIFIED PROFESSIONALS, OUR INFORMATION, PRODUCTS AND SERVICE
ON THIS WEB SITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED,
BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS
OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY
INFORMATION PRESENTED BY OUR COMPANY, OR OUR COMPANY PRODUCTS
OR SERVICES.